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General

Types of Constitution in Nigeria. A Compendium

by Abbey 19th April 2021
written by Abbey

Have you ever wondered how the Nigerian Constitution came to be? There is no such thing as law that exists in a vacuum. It must represent social values, behaviors, and conduct. Law influences all aspects of collective human life, whether directly or indirectly.

A society’s constitution is a very important feature. It is a country’s entire system of government, a set of rules that define, control, and govern the government. The value of a country’s  Constitution cannot be overstated.

In Nigeria, the Constitution of the Federal Republic of Nigeria is supreme and binding on all citizens. It defines the functions of government, protects citizens’ human rights, and guarantees that no one violates the rules and regulations enshrined in it.

Here are a few different Types of Nigerian constitutions that will be briefly addressed

1. Written and Unwritten Constitution

The written Constitution is made up of documents that are organized into laws and is very structured and accurate. For instance, the United States of America, Russia, France, Germany, and Nigeria are all examples of country that has this type of Constitution.

The unwritten constitution on the other hand, is made up of a country’s different customs, beliefs, and practices that are not codified in a single text. It is not easily available, but it is very adaptable. The English Constitution is a classic example.

2. Flexible and Inflexible Constitution

A flexible constitution is one that can be easily revised, while an inflexible constitution is one that has entrenchments that make amending it very difficult. For example, the United States Constitution.

3. Monarchy and Republican Constitution

Monarchy is a peculiar constitutional structure that entails the practice of a head of state, with the Prime Minister wielding political power. Whereas the president, who serves as both the head of state and the head of government, is elected under the Republican Constitution.

4. Federal and Unitary Constitution

In Unitary Constitution, power is Concentrated at the centre although it can still provide for delegation of power to the Local level. The Federal Constitution allows for the sharing of power among the three branches of government as well as the creation of government at other levels (State and local)

5. Political and Legal Constitution

Political constitutions are based on the principle of majoritarianism and concern the group of citizens who hold political power in a society.They argue that legislation affecting the masses should be enacted by an elected majority. The legal constitution is under the jurisdiction of the judiciary, which has the power to modify or amend it.

6. Codified and Uncodified Constitution

This is another name for written and unwritten Constitution. Codified Constitution provides the institution to effect Constitutional changes, although such changes are not usually easy . But when we refer to uncodified Constitution, it is not enstrench in a documents which does not afford easy access.

7. Presidential and paliamentary Constitution

In our society today, it is the presidential system of government that is in operation. This entails the Democratic system of government where the head of government heads an executive branch which is quite distinct from the legislative branch. Here the head of government is also the head of State.

Its worthy to note that the Constitution of Nigeria is contained in a single document.

Sources of Constitution in Nigeria.

The Constitution of Nigeria derives it source from the following

  • Judicial precedent (Rulings of the court in Nigeria)
  • Opinions of political and constitutional Writers.
  • Customs and Conventions and Constitutions of other Countries.
  • Nigerian constitution

Interestingly, Constitutional development in Nigeria has been in place since 1914. The Colonial era span from 1914 to 1960. The first Constitution was enacted by an Order in council which was approved by the British colonial government when the country was administered as a Crown Colony during the Colonial administration. The following are a few of the constitutions passed during that era.They are listed here 

  1.  The 1913 Constitution. It which came into force in January 1914
  2. The Clifford Constitution (1922)
  3.  The Richard Constitution (1946)
  4. The MacPherson Constitution (1951)
  5.  The Lytyledon Constitution (1954). It solidified the federal concept and paved the way for the country’s independence.

Nigeria has a number of Constitutions that were adopted after the country achieved independence. They are the following

1. The 1960 (Independence) Constitution.

It was enacted by a British Order in council and it came into force on October 1,1960. Nigeria still retained Queen Elizabeth 11 as titular head of State.

2. The 1963 ( First Republican)Constitution

3. The 1979 (Second Republican) Constitution

4. The 1993 (Third Republican)Constitution

Note that the 1993 constitution, which called for the creation of a Third Republic and the restoration of democratic rule to Nigeria, was never completely enforced, and the military regained power until 1999.

5. The 1990 Constitution.

The current constitution was enacted on 29 May 1999, inaugurating the Nigerian Fourth Republic The 1993 constitution was intended to see the return of democratic rule to Nigeria with the establishment of a Third Republic, but was never fully implemented, and the military resumed power until 1999.

https://www.google.com/url?q=https://www.concourt.am/armenian/legal_resources/world_constitutions/constit/nigeria/nigeri-e.htm&sa=U&ved=2ahUKEwiZ6ujh2pnwAhWF16QKHc7JABoQFjAJegQIBBAB&usg=AOvVaw0iTeQd6zCIYOyQaW6Gz2Uc

Nigeria’s democratic rule was restored in 1999 by the Fourth Republic’s constitution, which is still in effect today. President Olusegun Obasanjo signed two amendments to the 1999 constitution in January 2011,  marking the first changes to the document since its inception in 1999.

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Baba ijebu logo
General

BABA IJEBU. The Numbers at Your Finger Tip.

by Abbey 19th April 2021
written by Abbey

Baba Ijebu Result

Baba Ijebu Result are printed out immediately after the draw result announcement.   

Baba Ijebu Lotto Result

Baba Ijebu royal lotto results drawings are every Friday by 9:45am and Sundays by 9:45am.

Winning Numbers

40 37 87 89 4

Machine Numbers

72 65 39 69 41

Baba Ijebu Past Result

Draw Date Lotto Game Winning Numbers Machine Numbers Time
18 Apr 2021, Sun Royal Result 40

37

87

89

4

72

65

39

69

41

09:45
18 Apr 2021, Sun Mark II Result 62

6

54

45

80

73

09

29

52

08

12:45
17 Apr 2021, Sat King Result 39

28

23

14

78

67

65

13

17

85

09:45
17 Apr 2021, Sat Super Result 69

55

48

45

26

85

68

57

83

72

12:45
17 Apr 2021, Sat Club Master Result 51

46

69

76

58

15

66

65

43

34

15:45
17 Apr 2021, Sat 06 Result 34

35

70

8

87

46

28

39

4

47

19:45
17 Apr 2021, Sat National Result 50

42

55

30

74

19:45
17 Apr 2021, Sat Fairchance Result 43

4

87

38

47

28

75

82

7

17

22:45
16 Apr 2021, Fri Royal Result 41

50

36

29

1

14

27

53

84

02

09:45
16 Apr 2021, Fri Metro Result 24

65

45

73

47

57

86

71

78

62

12:45
16 Apr 2021, Fri Gold Result 46

33

69

48

57

16

01

52

02

26

15:45
16 Apr 2021, Fri Jackpot Result 33

78

17

12

16

60

85

58

37

72

19:45
16 Apr 2021, Fri Bonanza Result 21

46

26

23

12

19:45
16 Apr 2021, Fri VAG Result 13

37

35

7

34

06

30

42

45

02

22:45
15 Apr 2021, Thu Peoples Result 45

59

49

35

30

52

44

69

34

74

09:45
15 Apr 2021, Thu Fairchance Result 70

5

69

83

64

06

08

66

30

57

12:45
15 Apr 2021, Thu Diamond Result 57

15

73

36

43

86

41

32

22

51

15:45
15 Apr 2021, Thu International Result 60

22

33

12

55

13

75

09

68

84

19:45
15 Apr 2021, Thu Fortune Result 72

25

22

17

80

19:45
15 Apr 2021, Thu Bingo Result 7

9

61

3

82

77

36

01

32

12

22:45
14 Apr 2021, Wed Tota Result 53

20

66

29

52

89

19

50

03

26

09:45
13 Apr 2021, Tue 06 Result 33

34

81

83

13

5

9

2

21

67

12:45
13 Apr 2021, Tue Jackpot Result 7

58

90

47

59

66

18

55

39

30

15:45
13 Apr 2021, Tue Club Master Result 53

58

12

67

22

40

21

54

68

30

19:45

Baba Ijebu Banker

We have 1 banker, 2SURE, etc

Keys

Baba Ijebu Secret Number

There is probably no secret number in playing lotto. The jackpot winner is the one with the six numbers on the ticket matching the numbers drawn on the lottery.

Baba Ijebu Lotto

It was established by Kesington Adebkunola Adebutu. Baba Ijebu lotto is a gaming center which allows betting on sporting activities and offers lotto services in Nigeria.

Baba Ijebu Game

Baba Ijebu Today Result

Royal Lotto Result

Lotto Winning Numbers – 40,37,87,89,4

Machine Numbers – 72,65,39,69,41

Mark II Lotto Result

Lotto Winning Numbers – 62,6,54,45,80

Machine Numbers – 73,09,29,52,08

For frequent change in day, visit https://www.businesslist.com.ng/lottery/baba-ijebu-result-today for current version.

Baba Ijebu Winning Numbers 

Winning numbers on baba ijebu

Winning Numbers

40 37 87 89 4

Baba Ijebu Yesterday Result

Because of constant change in time which leads to constant change in day, click on the link to see our predictions on the latest Baba jebu lotto.

Baba Ijebu Predictions

18/04/2021

  1. Tota prediction – 15, 69, 90, 8, 1

2SURE – 15, 69

  1. Tota prediction – 90, 8, 20, 64,62

2SURE – 90,8

  1. Machine prediction – 19,66,70,77,44

2SURE – 19,66

  1. Machine prediction – 69, 48, 70, 77,73

2SURE – 69,48 

Baba Ijebu game for today pathfinder

Baba Ijebu pathfinders are those that make predictions for the result (Check out our course on Baba ijebu with sure daily numbers) .
18 April, 2021 

  1. Lotto prediction – 64, 39, 19, 50, 6

2SURE – 64, 39

  1. Lotto prediction – 20,24,61,16,89

2SURE – 26,40

Premier Bet Baba Ijebu Result

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To register on Baba Ijebu, Go to www.babaijebu.ng  click on ‘register’ and fill the form that pops up on the screen.

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Celebs & Net-WorthGeneral

TOP 10 Richest pastors in the world

by Abbey 20th April 2021
written by Abbey

Despite the recent global chaos, people, including religious leaders, are defying the odds to conquer obstacles similar to everything else rescued from a once-in-a-century plague.

You have to wonder how some of these pastors got to their current positions. Some of these powerful men of God are pastors of mega churches that have spread across the globe. They also self-published books, CDs, and made other investments such as the construction of schools and universities, to name a few. God truly blesses all who faithfully serve Him!

Names and net worth

1. Pastor Alph Lukau. Net Worth  $1 Billion

 Pastor Alph Luka is the founder and pastor of Alleluia Ministries International which he founded in 2002 in South Africa. He was born On October 25, 1974. Pastor Alph Lukau is married to Celeste Lukau, a beautiful woman who assists him in his ministry work. The couple has three sons together.

2. Rev David Oyedepo. Net Worth $180 Million

 

Bishop David Oyedepo is  the founder and lead pastor of the Living Faith Church also known as Winners Chapel founded in 1983. He was born on September 27, 1954. He married his wife faith Abiola Oyedepo and the couple are blessed with four children. He is founder of World mission  Agency (WMA), Dominion publishing house and the social Development mission project which comprises of a lot of things including schools, hospitals and maternity homes.

Bishop David Oyedepo is currently one of the wealthiest televangelists in the world. He is the founder and chancellor of Covenant University and Landmark University, both of which are world-class universities in Nigeria. He is an author of several bedtselling books.The living faith church has become a global network of churches with branches all over Nigeria and over 65 countries including Dubia and united  State. It has it headquarters in canaan land  otta, Ogun State Nigeria.

3.Prophet Shepherd Bushiri. Net Worth $150 Million

 

prophet Shepherd Bushiri is a Malawian prophet and the founder of the Enlightened Christian Gathering (ECG), a South African-based organization. The man of God was born on February 20, 1983 into a Christian family in Northern Malawi. 

He is a Preacher, motivational speaker, author, businessman.  Shepherd Bushiri Investments is based in sandton near Johannesburg, in relation to  mining, real estate, airline and other entrepreneurial enterprises .The church has headquarters in Pretoria South Africa, with branches in other African countries and around the world.

4. Bishop Ayo Ortiseja. Net Worth $120 Million.

He is the founder of the Word of Life Bible Church based in Warri, Nigeria. He is married to Helen Oritsejafor who serves as a co pastor  and they have three children together. The church is a Pentecostal Mega Christian Church and It is has one of the largest congregation in Nigeria. The church now has congregations in over 70 countries  worldwide.

5. Pastor Enoch A. Adeboye. Net Worth $ 150 Million

The  preacher was born in Ifewara near Ife city, Osun State, Nigeria on March 2, 1942. In 1967 he received his bachelor’s degree  in mathematics and married his wife  Foluke Adenike Adeboye in 1967 and they are blessed with four children. 

Pastor Adejare Adeboye joined the Redemed Christian Church of God in 1973 and served as an interpreter to the founder before he was ordained a pastor in the Church by Pastor Josiah Akindayomi in 1975. In 1981 he  became the  General Overseer of the church. 

RCCG has around 20.000 branches in Nigeria and has expanded to around 200 countries in the world including Europe, UK,   under the leadership of Pastor E.A Adeboye. The church has published many devotionals including open heaven.Notable special spiritual programs are the Holy Ghost Service which holds on first Friday of every month in Nigeria. Then the annual Holy Ghost Convention(August) and the Holy Ghost Congress (December) in Nigeria and beyond with diverse schedules.

6.Pastor Uebert Angel Networth: $60 Million.

Pastor Uebert Angel is the senior pastor of the Goodness Church  formely known as Spirit Embassy based in the United kingdom. He founded the church in 2007 and he is currently one of the richest pastors in the world .

The pastor is married to Beverly Angel and the couple has a son name Uebert Angel jr.

7. Pastor Chris Oyakhilom. Net Worth $60 Million

Pastor Chris Oyakhilome, a well-known Nigerian preacher and healer, was born on December 7, 1963. As an undergraduate, he created his ministry, Love World Incorporated, also known as Christ Embassy in  1987. Love World now has hundreds of thousands of fans and followers from nearly every continent. His ministry owns LoveWorld publication and LoveWorld records which has produced great singers such as sinach, Frank Edward and Eben.

Pastor Chris owns a network of LoveWorld satellite all over the world which include LoveWorld TV in UK, LoveWorld USA in America, LoveWorld SAT in South Africa, LoveWorld in India and LoveWorld PLUS in Nigeria. He holds great teaching and healing crusades like Higher life Conference and Night of Bliss with thousands of attendance.

8. Pastor Ray McCauley. Net Worth $28 Million.

He is Rhema Bible Church’s founder and leader. Ray McCauley is a prominent South African religious leader and Senior Pastor of Rhema Bible Church. He is the President of the International Federation of Christian Churches (IFCC) and co-chair of the National Interfaith Council of South Africa(NICSA). Pastor Ray is an author and former champion bodybuilderand author of several  bestselling books. He is currently one of the richest pastors in the world.

9. Prophet Temitope Babatunde Joshua . Net worth $70 Million

Prophet T.B Joshua founded the synagogue Church in 1987 which has it headquarters in Ikotun Lagos State. He was born on 12 June 1963.

He is the leader and founder of The Synagogue, Church of All Nations (SCOAN),  a religious
organisation that runs the Emmanuel TV television station from Lagos, Nigeria through which millions of lives are touched. He is a philanthropist and a televangelist.

10. Pastor Matthew Ashimolowo. Networth: $25 Million

He was born on March 17, 1952 in Kent, London United kingdom and is the founder of the Kingsway International Christian Centre (KICC) a mega Pentecostal church with headquarters in London, United kingdom and Maryland, Lagos.

He is one of the wealthiest pastors in the world deriving his income from sale of books and Christian literature from his media company, Mathew Ashimolo media. He is a televangelist who host the winning program on a daily basis which is broadcast in different countries including Nigeria, Zimbabwe, Ghana, USA, and Europe. He started his ministry in 1992 and it grown to become a mega church.

TOP 10 Richest Churches In The World 2020

Churches have changed in recent years, introducing some new traditions while maintaining a few old ones. Are you aware of the world’s wealthiest churches? The top ten wealthiest churches in 2020 are listed below.

1. The Church of Jesus Christ of Latter-Day Saints (LDS Church). It is the largest Christian denomination in the United State.

2.  Catholic Church, Germany.

3.. Catholic Church, Australia

4.The Church of England, England

6. Church of Scientology

7. The Kenneth Copeland Ministry

8. German Protestant Church

9. World Evangelical Alliance

10. The Basilica of the Sacred Heart at Notre Dame University in Indiana.

TOP 10 Richest pastors In The World 2021

1. A Bishop David Oyedepo

Net Worth. $180 Million. Bishop oyedepo was born on September 27th, 1954. He founded the  Living Faith Church Worldwide (Winner’s Chapel International) Nigeria. He is currently one of the richest pastors in the world .

2. Pastor T.D Jakes

Born on  June 9th, 1957. Net Worth $147 million. He is the founder and senior pastor of  The Potter’s House in United States.

3. Pastor Chris Oyakhilome

Net Worth. $ 60 Millio. He is the founder and led pastor of Believers Loveworld (The Christ Embassy Church Nigeria which branches are spread all over the continent.

4. Joel Osteen

Pastor joel Osteen was born on March 5th, 1963. Net worth: $ 40 million.  He is the senior pastor of Lakewood Church, located in  United States of America.

5. Pastor Enoch Adeboye

Net Worth $ 150 Million. Born on March 2nd, 1942. He is the General overseer of The Redeemed Christian Church of God( RCCG) with headquarters in Nigeria but has branches  across the nation.

6. Pastor Creflo Dollar

Net Worth: $27 million. Born January 28th, 1962. He is the senior pastor of World Changers Church Internationaln United States of America.

7. Pastor Kenneth Copeland

Born inDecember 3rd, 1936. Net Worth of $ 25 million. He is the founder and senior pastor of  Kenneth Copeland Ministries in the United States of America with thousand of members in attendance. He is currently one of the richest pastors in the world.

8. Pastor Benny Hinn

Net Worth: $ 25 Million. Pastor Benny Hinn is a popular televangelist who has a mega church named Orlando Christian Center located in the United States of America. He was born on dcember 3rd, 1952.

9. Pastor T.B. Joshua

Net worth: $10 million. He was born in  June 12th, 1963 and the founder of Synagogue Church of All Nations Nigeria.

10. Pastor Joseph Prince

Net Worth: $5 Million. He is founder and senior pastor of The New Creation Church located in Singapore.

Many non-mainstream churches today are exhibiting the same vigor as conventional churches at the turn of the century. The gospel is being spread far and wide by teleevangelism.

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Azman air logo
Army, Navy, Police & Air

AZMAN Air. A thorough review.

by Abbey 20th April 2021
written by Abbey

Azman airline

It is a Nigerian airline which was founded in 2010 by Abdulmunaf Yunusa Sarina and it started its operation from Kano Airport to Nnamdi Azikwe International in 2014.

Azman air logo

Azman air a340

This airbus has quite a number of features which makes it better than the previous airbus, they are;

  1. Enlarged cabin
  2. 250-300 seat long range capability
  3. Fly-by-wire flight control which bring increased flight protection.
  4. Advance weight-saving material.

A340

Azman air a340-600

Airbus A340-600 is the world’s second largest passenger aircraft and an extended version of airbus A340. It features include;

  • It has a length of 75.3m which allows it to carry 380 passengers and 475 passengers at max.
  • It also includes weight-saving composite structures, fuel-saving aerodynamic design, flight controls and system. 

Azman air suspension

The Nigerian Civil Aviation Authority suspended Azman air due to the security issues of its Boeing 737. Boeing 737 of Azman air was in involved in 3 incidents for over a month and two weeks, though there was no loss of life, but the suspension was necessary in other to preserve the lives of their future passengers.

Azman air customer care 

Azman air headquarters is located in Kano state but they have other branch offices in other states such as Port Harcourt, Lagos, Abuja, etc. 0909 980 0600 is their customer care contact. Visit the official website of azman air to know more.

Azman air Kano to Lagos Price

   

Departure/ Arrival
7:30am – 8:45am AZM 2310 Mon, Tues, Wed, Thurs, Fri, Sun.
8:00am – 9:15am AZM 2310 Sat
4:00pm – 5:15pm AZM 2332 Mon, Tue, Sat
4:30pm – 5:45pm  AZM 2332 Wed, Thurs, Fri, Sat

Azman air owner

Azman Air was established by Abdulmunaf Yunusua Sarina in 2010.

Azman air fleet

   

Aircraft In service  Orders Passengers
Airbus A340-600 1 – 413
Boeing 737-300 2 – 147
Boeing 737-500 3 – 122
Total 6 –

Azman air flight schedule and price

The flight schedule and price are as follows.

Azman Air One-way Routes Prices

Domestic

Lagos → Kano = NGN 24,500

Lagos → Abuja = NGN 35,000

Lagos → Bernin Kebbi = NGN 3,5000

From Kano Hub

Kano → Lagos = NGN 21,500

Kano → Abuja = NGN 21,500

From Abuja Hub

Abuja → Bernin Kebbi = NGN 28,500

Abuja → Kano = NGN 21,500

Abuja → Lagos = NGN 26,500

Abuja → Maiduguri = NGN 32,500

Azman Air Return Routes Prices

Domestic

From Lagos Hub

Between Lagos and Abuja = NGN 48,000

Between Lagos and Birnin Kebbi = NGN 70,000

Between Lagos and Kaduna = NGN 53,000

Between Lagos and Kano = NGN 49,000

Between Lagos and Maiduguri = NGN 80,000

From Abuja Hub

Between Abuja and Birnin= NGN 53,000

Between Abuja and Kano= NGN 26,000

Between Abuja and Lagos = NGN 48,000

Between Abuja and Maiduguri = NGN 57,000

Azman air booking

Book your next trip using Azman air from your home visit here.

Othe Nigerian Airlines

Max air

It is a Nigerian based domestic airline established in 2008 by Alhaji Dahiru Barau Mangal. It is known as the country’s longest-serving international airline. It has an advantage of;

  • Lowest prices
  • Fast and ease booking, etc.

Air peace 

Established in 2013, it is a private Nigeria airline which was established as a subsidiary for air peace hopper in 2018. Its destination is mostly to several west African and Middle East and it provides passenger and charter services. 

Arik air

Arik Air was founded by Sir Joseph Arumemi-Ikhide and it started its operation in 2006. It is a Nigeria airline operating both commercial and international flights. Arik air is committed to managing their customer commitments across all fronts.

Ibom air

Ibom Airline is owned by the government of Akwa-Ibom State in Nigeria. It was founded in 2019 and commenced operation that same year. Ibom air is known for their unrivaled customer service, hospitality and innovations.

Dana air

Dana air is a Nigerian domestic airline owned by Nigerian conglomerate DANA group. Dana air offers both domestic and executive services and it is one of the cheapest airlines to travel by.

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Skrill Nigeria. A concise Guide.

by Abbey 20th April 2021
written by Abbey

skrill homepage

In modern times, the number of online payment systems has risen tremendously. One of the most popular ones is Skrill. It is a payment system that emerged from Europe, and it is available for use in Nigeria.

Skrill exists in over 200 countries across the six continents in the world. It provides a fast payment gateway to e-commerce users and an online wallet to people and organizations. Skrill was formerly called Moneybookers in 2001 with its headquarters in London, United Kingdom. furthermore, they have offices in places like Miami, the USA, and other places.

This platform is perfect for online betting, forex trading. Skrill allows users to have both personal and business accounts. The business account offers merchants to receive payments online by following a fundamental integration to the official website that comprises improved fraud management.

The following methods,

  • Local Payment Methods

This is deduced by the country involved. Hence, the payment method in one country may not be the same in another country.

  • Skrill wallet with one-tap

This provides a rapid checkout page for those who have a personal account, it enables them to do the following.

  • Money transfers

These allow transfers to be made to many countries and delivered to a mobile wallet or bank accounts with these funds coming from a credit/debit or the Skrill wallet.

  • Complete online shopping

You can use your Skrill account to complete online purchases from over 100 merchants across 100 countries, which allows users to purchase products and pay for services.

  • Purchase cryptocurrency

Skill personal account holders can purchase Bitcoin, Ether, Litecoin, XRP instantly.

Registration page

How to open a Skrill account

To open a Skrill account is an easy process. All you need to do is to follow the instruction listed on their official website. However, you need to have the following

  1. A verified email address.
  2. A bank account that will aid verification.
  3. Visa or Mastercard credit debit card.

Skrill sign up process

To logging in to the account through the official website, you can use the Android and IOS apps for iPhones, Ipads and Android smart phones. These mobile applications make it easy to manage your account. The sign-up process can be completed by following the process below.

  1. Start by creating an account. To do this, you need to complete your verification and deposit a minimum of $5. During your registration, you will need to fill a form. Observe that you need to confirm your address. The address you enter in the form must be the same as the one you registered your account with.
  1. Enter your first and last name. Afterward, choose your country.
  1. Choose the currency you will like to use to send and receive money on Skrill. Also, choose a currency that you will deposit with. If you don’t do this, you will have to pay extra for currency exchange. To learn more about the sign-up process, visit their registration page.

Skrill NigeriaReview. All you should know

Skrill in Nigeria has ensured easy, secure, and quick digital payments. From Nigeria to other countries and into Nigeria, Skrill makes payment easy for Nigerians. Skrill’s popularity in Nigeria has risen because of the refusal of Paypal to allow Nigerians to receive money from outside the country.

The verification process for Skrill is a four-part process with card details the most essential element necessary for the steps to be completed. However, you can’t use Skrill after exceeding £2,500 worth of transactions. But, it is vital to finalize the verification process.

The four-step verification process includes email verification, evidence of physical address, credit/debit card, and a statement showing your bank transactions .The very first step is email verification, which means that Skrill will send you an email.

The link you see in the email should be clicked. It will help you verify your email address easily. Afterward, you need to verify your physical address. Skill will send you a letter to the address you typed in the online form you filled.

This letter will comprise a six-digit code. You have to visit the Skrill login page and type the code on the verification page. After finalizing the entire process, Skrill will raise your sending limit as well as your withdrawal threshold.

In modern times, the number of online payment systems has risen tremendously. One of the most popular ones is Skrill. It is a payment system that emerged from Europe, and it is available for use in Nigeria.

Skrill exists in over 200 countries across the six continents in the world. It provides a fast payment gateway to e-commerce users and an online wallet to people and organizations. Skrill was formerly called Moneybookers in 2001 with its headquarters in London, United Kingdom. furthermore, they have offices in places like Miami, the USA, and other places

This platform is perfect for online betting, forex trading. Skrill allows users to have both personal and business accounts.The business account offers merchants to receive payments online by following a fundamental integration to the official website that comprises improved fraud management.

The following methods,

  • Local Payment Methods

This is deduced by the country involved. Hence, the payment method in one country may not be the same in another country.

  • Skrill wallet with one-tap

This provides a rapid checkout page.

For those who have a personal account, it enables them to do the following.

  • Money transfers

These allow transfers to be made to many countries and delivered to a mobile wallet or bank accounts with these funds coming from a credit/debit or the Skrill wallet.

  • Complete online shopping

You can use your Skrill account to complete online purchases from over 100 merchants across 100 countries, which allows users to purchase products and pay for services.

  • Purchase cryptocurrency

Skill personal account holders can purchase Bitcoin, Ether, Litecoin, XRP instantly.

How to open a Skrill account

To open a Skrill account is an easy process. All you need to do is to follow the instruction listed on their official website. However, you need to have the following

  1. A verified email address.
  2. A bank account that will aid verification.
  3. Visa or Mastercard credit debit card.

Skrill sign up process

To logging in to the account through the official website, you can use the Android and IOS apps for iPhones, Ipads and Android smart phones. These mobile applications make it easy to manage your account. The sign-up process can be completed by following the process below.

  1. Start by creating an account. To do this, you need to complete your verification and deposit a minimum of $5. During your registration, you will need to fill a form. Observe that you need to confirm your address. The address you enter in the form must be the same as the one you registered your account with.
  1. Enter your first and last name. Afterward, choose your country.
  1. Choose the currency you will like to use to send and receive money on Skrill. Also, choose a currency that you will deposit with. If you don’t do this, you will have to pay extra for currency exchange. To learn more about the sign-up processvisit here.

Skrill Nigeria. How the process works.

Skrill in Nigeria has ensured easy, secure, and quick digital payments. From Nigeria to other countries and into Nigeria, Skrill makes payment easy for Nigerians. Skrill’s popularity in Nigeria has risen because of the refusal of Paypal to allow Nigerians to receive money from outside the country.

The verification process for Skrill is a four-part process with card details the most essential element necessary for the steps to be completed. However, you can’t use Skrill after exceeding £2,500 worth of transactions. But, it is vital to finalize the verification process.

The four-step verification process includes email verification, evidence of physical address, credit/debit card, and a statement showing your bank transactions .The very first step is email verification, which means that Skrill will send you an email.

The link you see in the email should be clicked. It will help you verify your email address easily. Afterward, you need to verify your physical address. Skill will send you a letter to the address you typed in the online form you filled.

This letter will comprise a six-digit code. You have to visit the Skrill login page and type the code on the verification page. After finalizing the entire process, Skrill will raise your sending limit as well as your withdrawal threshold.

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Financial

Small Scale Business in Nigeria: the facts and myths

by Abbey 23rd April 2021
written by Abbey

Nigeria is a country filled with hardworking people who never fail to find new ways to support themselves. Hence, small businesses come up daily with many seeing it as a means of survival. In this post, we shall see you through the major things you have to know about small businesses and how they operate in the country.

small scale business

One advantage of this form of business is that you can operate them from your home without looking for a shop, or an office.

Small-scale business with Low Capital

Our list of small scale businesses include,

  1. Tomato farming

Agriculture remains one of the largest employers of labor in Africa. Agriculture is a highly rewarding venture and cheap to commence as well. Among the host of agricultural businesses you can do, tomato farming remains one of the easiest means of making money. To find out more about tomato farming, click here

  1. Open a gym

In recent times, people have begun to take their fitness seriously. Nigerians have joined the train. The health problems that come as a result of obesity and weight gain have made fitness a course for concern.

Therefore, starting a gym is a highly rewarding business. However, you need to invest huge capital in the purchase of gym equipment.

  1. Production and sale of Ice block

Impoverished power supply continues to ravage the country. Hence, market women selling fishes and other frozen foods as well as those selling cold drinks are constantly looking for ice blocks to ensure their products remain cold. Furthermore, Nigeria is in the tropical region.

Therefore, it has a surplus amount of heat and sunlight. Accordingly, people are constantly looking for cold drinks. Hence, ice block production has become a huge source of income in Nigeria.

You can start this business with extremely low capital in your home. All you need is water and a deep freezer as well as a generator set to power the freezer.

  1. Car wash

Lots of people think that a car wash is not a good idea. But, they are wrong. Car wash requires little or no capital. Also, you can make multiple incomes by adding a space for drinks and suya for your customers.

All you need for a car wash business are space, a constant source of water, and a washing machine to make the washing process faster. However, if you don’t have money to purchase a washing machine, you can wash the cars manually till you have enough money to do so.

Business Loans in Nigeria for Small Scale Business

sauce with tomatoes

Many people in Nigeria find it difficult to start a business because they don’t have the capital to do so. In this post, we shall talk about various ways you can get quick capital for your small-scale business and make it a reliable source of income (Check out the Top 11 Daily Income Businesses in Nigeria). Although the process of receiving money is simple, many people are scared to follow through with it.

The following ways will help you get quick capital.

  • Microfinance banks

Microfinance banks/MFBs like there are fondly christened is a group of banks that offer a small number of loans to startups and small-scale businesses. Their loan ranges from N50,000 to N500,000 on average. However, if you are an old customer, they can give you up to a million naira.

In Nigeria, there are over 50 microfinance banks in all 36 states. Therefore, you can walk into any one of them and make your intention known to them. You will be asked to obtain a form, attach passports and return it with a percentage of the money you wish to borrow from them.

Usually, these banks offer loans that last between six months to one year. Examples of microfinance banks include Cedar microfinance bank, Harsal microfinance bank.

  • Commercial banks

Commercial banks offer loans that are higher than what the microfinance banks can offer. However, they don’t give loans to people who want to go into a business that is not agriculturally based. But, if you are not a startup, you can get loans effortlessly from them.

All you need is collateral. The only way you can get a loan for your small-scale business is to have a guarantor that owns expensive collateral. This will make it easy for the bank to take over in case you don’t pay.

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Celebs & Net-Worth

Top Ten Richest People in Nigeria. A comprehensive list

by Abbey 23rd April 2021
written by Abbey

The Nigerian economy is the largest in Africa. This has brought businessmen and women that are making giant strides globally as a result of their business investment. Accordingly, we shall look at the ten richest men in Nigeria in this post.

1. Aliko Dangote

The Kano-born business mogul is the richest man in Nigeria and Africa. He has been the richest individual on the continent for the last ten years. He was born on the 10th of April, 1957.His father is Alhaji Alhassan Dantata, the richest individual in west africa at the time of his death in 1955. He currently lives in Lagos. His net worth is $12.1 billion (Check out Atiku Abubakar’s Networth)  .

2. Mike Adenuga

The Oyo state born telecommunication, and oil magnate was born in April 1953. He is the second richest man in Nigeria with a net worth of $6.2 Billion. Also, he is the owner of one of the biggest telecommunication companies in Africa – Glo mobile. The company has employed over 100,000 people on the continent. Furthermore, he is the owner of Conoil, one of the largest oil companies in the country.

Mike Adeuga

3. Abdulsamad Rabiu

With a net worth of approximately $3.2 billion, he is the third richest man in the country. He was born on 4th August 1960 in Kano State, Nigeria to a wealthy family. He has a bachelor’s degree in Economics from the University of Columbus, Ohio, USA.

Abdulsanad Rabiu founded BUA international Limited in 1988. He aimed to engage in commodity trading. BUA group turned out to be one of the most successful companies in Nigeria.

4. Femi Otedola

The 4th person on our list is Femi Otedola. With a net worth estimated to be $1.8 billion is the 4th richest man in Nigeria. The industrialist was born in November 1962.

He established Zenon Petroleum and Gas Ltd. He had other business interests as well. Recently, he moved into power generation in his bid to libraries the power sector in his country.

5. Florunsho Alakija

The first woman on the list with a net worth of approximately $1 billion. She is also the fifth richest individual in Nigeria. Her investment is heavily in the oil and gas sector.

Her company FAMFA Oil Ltd and the Chief executive director of Rose of Sharon Group. She was born on the 15th of July, 1951 in Lagos State. For more information on this billionaire and philanthropist visit

6. Jimoh Ibrahim

The 6th individual on our list is Jimoh Ibrahim. He has an estimated net worth of at least $1 billion. He was born on the 24th of February 1967. John is a graduate of Law from the Obafemi Awolowo University in Ile Ife, Osun state.

He has worked in many agencies such as the International Monetary Fund (IMF) as a tax consultant. He has multiple investments in real estate, insurance, banking industry, and media industry.

7. Uzoma Dozie

The 7th richest man on our list is Uzoma Dozie. His estimated net worth is close to $1 billion. He was born in 1939 in Owerri, Imo State. He started his career as an economist at the National Economic Development Office in the UK. He established a diamond bank in 1991. He continued as the CEO of the bank till 2006. Presently, his son is the CEO of the bank under Access Bank. To know more about the achievements of this influential man, click here

8. Orji Uzor Kalu

With an estimated net worth of $985 million, he is the 8 richest man in the country. He was born on the 21st of April, 1960 in Abia State. He was the governor of Abia state from 1999 – 2007. He established Slok Holding, a conglomerate in West Africa with an Interest in Shipping, oil and gas, media, and banking.

9. Jim Ovia

The number nine on our list of richest men in Nigeria is Jim Ovia. He has a net worth of approximately $980 million. He was born on the 4th of November, 1951 in Agbor, Delta State to one of the most respected Chiefs in the Agbor traditional system.

He has a master’s degree in business administration from the University of Louisiana, USA, in 1979. Before that, he obtained a bachelor’s degree in business administration from Southern University, Baton Rouge, Louisiana, USA, in 1977.He established Zenith Bank Plc in 1990.

10. Naija Bola Shagaya

The last name on our list and the tenth richest individual in Nigeria are Hajia Bola Shagaya. She is also the second richest woman in Nigeria. She has an estimated net worth of $950 million according forbes.

She established Bolmus Group International. This is a conglomerate with an interest in real estate, oil and gas, photography, and banking. She was born on 10th October 1959. To know more about her business interest in Nigeria.

 

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sterling bank
FinancialBanks

Sterling bank Internet banking. A comprehensive review

by Abbey 23rd April 2021
written by Abbey

In recent times, Internet banking has become more popular among bank account holders in Nigeria. The popularity of internet banking is a result of its speed. Whereas you need to spend few hours at the ATM, internet banking ensures that transactions are carried out in minutes.

Sterling bank is one of the leading commercial banks in the country. Also, it has a strong capital base which allows it to cater to the needs of numerous customers within the country.

If you are reading this and you don’t have any idea how Internet banking on the sterling bank platform works, this post will give you all the necessary details. Here, we shall introduce you to all the vital steps you need to take.

Advantages of internet banking

The advantages provided by advanced web services and mobile applications as well as online banking have been on the rise. However, the recent pandemic has made it even more appealing to business owners and customers. Advantages of internet banking include,

  • Tax and bill payments
  • Cash transfers between customers of the sterling bank and with those of other banks.
  • Internet banking allows you to make deposited both to your personal accounts or to your company’s account.
  • Customers can open accounts through internet banking as well.
  • Also, you can apply for loans, check the status of your loans, and receive loans through internet banking.
  • You can deposit cheques as well.

 

sterling bank logo

To carry out internet banking, you can use either a computer or sterling bank mobile application. However, you need to have a bank account, a password that is secured, and a reliable internet connection. These three things will enable you to access your account from any part of the world.

How to register on sterling bank online banking

The first step you need to take is to register for sterling bank online banking services. Before you register for the internet services of the bank, you need to visit the official website.

After launching the website, you will see an option for new visitors that displays ” sign up”. Afterward, click it and you will ass two options on your screen. However, if you have a Sterling bank account, choose the opportunity on the left side of the screen.

Then, you need to type your account number and the subsequent instructions to finalize the registration process. Perhaps you can’t remember your account number, dial *822*8# from the same phone number you registered your account with at the bank. After you dial the number, you will receive a text message with your account details.

For those who don’t have an account with Sterling bank, choose the option on the right of the website and type your Bank Verification Number (BVN) as well as your date of birth and follow all the instructions listed on the website to finalize the registration process.

However, if you can’t remember your BVN, dial *560*0#, and you will see the number. When you are through with your registration, check your email address. You will see an email from the bank confirming the registration.

The next thing for you to do is to log in using the user name you created and password. Afterward, perform vital operations.

How you can use the sterling bank online banking platform?

After concluding your registration, you can use the platform to perform various transactions. These transactions include,

  1. Fund transfers using your ATM cards.
  2. Fast cash withdrawals, and easy balance checks.
  3. You can make online payments within Nigeria as well as shop online.
  4. Make payments for DSTV, data, and airtime.

All these alternatives are seen in your dashboard. Choose the one you want and follow the instructions on your screen to finalize the operation.

Steps on how to use Sterling bank application

For those that don’t have a computer system, but desire to access the full services provided by Sterling bank Internet banking option, the bank app is your best option. The mobile application renders gives users the same options you will find on the computer, and it is more convenient.

For those using an Android phone, you can search for Sterling bank’s OnePay in your play store. It is also available in the Apple store with the same name. The bank mobile app gives you total access to your account at any time of the day. For more information about the sterling bank mobile app click here.

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General

Tiger generators [Prices, Identify Fakes, advantages, etc]

by Abbey 23rd April 2021
written by Abbey

Tiger generators are portable, medium -sizes generators. They are extremely popular in Nigeria because of there are cheap, and durable. The popularity of generators has risen because of the poor state of power supply in Nigeria.

Also, tiger generators remain the most patronized brand in the country, especially for small business owners and households in the country. In this post, we shall look at the prices, how to tell a fake brand from the original one, and the advantages of using it.

Few brands in Nigeria have more popularity than the tiger brand. Other brands in the country include Firman, Elepaq, and Elemax.

Tiger T2700 generator

Advantages of using tiger generators

In Nigeria, tiger generators have the nickname ” I pass my neighbor’ generator. The tiger brand often manufactures generators that have power ratings below 2 Kilovolts(KVA). Hence, they are perfect for small businesses and low-income earners.

The main reason places like this use this generator has to do with its portability and low cost. Accordingly, the advantages of using a tiger generator include,

  • Low- cost of maintenance

These sets of generators have a lower cost of maintenance as a result of their small size.

  • Affordability

Tiger generators are cheap. Hence, the reason low–income earners are fond of them.

  • Low petrol usage

The cost of fueling a mechanical device is always at the forefront of the mind of a Nigerian. The high cost of premium motor spirit(PMS), popularly known as fuel is a source of worry to many people within the country. However, tiger generators have a low fuel consumption rate. Hence, you can use them for hours with only a liter or two of fuel.

Price of Tiger Generators in Nigeria in 2021

You can find several kinds of tiger generators in Nigeria. Each kind is classified according to the amount of voltage it provides. Hence, they are separated by their size and the amount of power they provide to users.

The prices listed below represent the average cost of each class of generator in the Nigerian market. Prices are likely to change depending on a host of factors such as location, availability, and other market forces.

Below are the classes of tiger generators available in the Nigerian market, their prices, and their maximum output.

  1. Tiger TG1200

This generator cost a minimum of N20,000 and a maximum of N25,000. The maximum output is 700VA.

  1. Tiger TG950

This class of tiger generators costs N10,000 minimum and a maximum of N14,000. Its maximum output is 650VA.

  1. Tiger TG1400

The cost of this generator is N25,000 minimum and N32,000 maximum. The maximum output of this generator is 950VA.

  1. Tiger TG2700

This generator is called a petroleum generator and costs at least N65,000 minimum. The maximum output for this device is 2100KVA.

  1. Tiger TG1800

If you want this generator, you have to spend at least N23,000. It can provide 900VA of power.

It would be best to remember that prices may differ narrowly from what is obtainable in the market. Common reasons why this transpires are exchange rate, classification, and demand.

How to know the original tiger generator from a fake one

There are lots of fake tiger generators in the market right now. The reason is based on the increasing popularity of the brand. Hence, tiger has shown possible means that you can use to identify an original from a fake one.

To ensure the authenticity of the tiger brand you want to purchase, consider the following vital points.

  • Cartons

You can identify a fake tiger generator from the original one easily by looking at the carton. Original tiger generators’ cartons are always brown and with little designs. On the other hand, the fake ones come in different color cartons with several designs.

  • Bolt

The bolt in the original tiger generators is always white. Also, it has two alphabets written in it –KS. However, the fake one has a black bolt with no alphabets on it.

  • Engraved tiger name

Original tiger generators have the brand name engraved in at least three parts of the generator. These parts include the tank, air filter, and carburetor. Often, fake ones don’t have engraved brand names on their generators.

 

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Celebs & Net-Worth

Tony Elumelu Networth. How rich is the billionaire and philanthropist

by Abbey 23rd April 2021
written by Abbey
Tony Elumelu addressing a crowd of young Africans

it is had to think of a more respected individual in the banking sector in Nigeria than the former UBA chairman. Besides the bank, he is also an entrepreneur and a philanthropist. Furthermore, he is the founder of Heirs Holding, The Tony Elumelu Foundation. He was born in Jos, the plateau state capital in 1963.

He attended Ambrose Alli, University, Delta State University, and Harvard Business School. He is listed in Time magazine’s 100 Most Influential people of 2020.

Background and Early Life

Mr. Tony Elumelu was born in 1963 in Jos, Plateau state capital, Nigeria. However, he is from Aniocha North Local Government Area of Delta State. He studied economics and obtained his Bachelor’s degree from Ambrose Alli University and a Master’s degree from the University of Lagos.

He got married to Vivian Elumelu, a medical doctor in 1993. They have seven children. He has a younger brother who is a member of the Federal House of Representatives in Nigeria – Ndudi Elumelu. He is also the Minority Leader of the lower house of parliament.

He began his career in Union Bank as a Corp member in 1985. He retired from the United Bank For Africa (UBA) in 2010 and established Heirs Holdings. This holding has business interest in energy, agriculture, medical care, etc.

He has continued to work for the interest of Nigerians in different capacities. Also, he worked in Standard Trust Bank.

He fills as an adviser to the USAID’s Private Capital Group for Africa. Also, he is a member of the Nigerian President’s Agricultural Transformation Implementation Council (ATIC). He is the co-chair of the Aspen Institute Dialog Series on Global Food Security.

Furthermore, he was on the seat of the 26th World Economic Forum on Africa in Kigali, the capital of Rwanda. This event was held between the 11th and 13th of May, 2016.

Tony Elumelu net worth

Tony Elumelu is an ex-student of the Advanced Management Program of Harvard Business School.  He is a business analyst and an altruist. He holds the national honor of Member of the order of the Federal Republic (MFR).

Tony Elumelu has been listed by Forbes magazine Africa as one of the richest men in the continent. Five years ago, he was ranked No.31 richest man in the continent. At the moment, he is with $700 million.

He has a range of sophisticated automobiles such as Range Rover, Mercedes-Benz S-Class among others. Also, he owns a host of houses around the country. Furthermore, he owns several estates and real estate investments both in Nigeria, and other countries.

The Tony Elumelu Foundation

The foundation was established in 2010. Its headquarters is in Lagos State, Nigeria. The purpose of the foundation was to empower entrepreneurs in Africa to help them contribute meaningfully to the development of the continent.

The foundation is determined to chart a new path for an African charity. Also, the foundation does not operate on the idea of a grant-giving organization. However, it aims to provide an effective system that provides intensive support to entrepreneurs by following its 7-pillar ideology.

This foundation is the forerunner member of the global impact Investment Rating System (GIIRS). Presently, the foundation has provided grants to over 7,500 people in Africa. This number comes from over 50 countries within the continent. To know more about the history of this foundation, click here.

The major aim of the foundation is to facilitate merit in business leadership as well as entrepreneurship within the continent. The fundamental plan of the foundation is to improve competition among economies in Africa.

Some of the foundation programs include an annual conference created to bring entrepreneurs within Africa together. So they can interact, share ideas. Also, it is a platform for interaction between the public sector and the private sector. You can learn more about the programs of the foundation here

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