Home Financial Top 7 Investment with monthly returns in Nigeria

Top 7 Investment with monthly returns in Nigeria

by Yẹmí Noble
daily imcome business in nigeria

Nigeria is simultaneously the biggest economy and most populous country in Africa, thus investments in the country has a high chance of returning big returns. It is therefore not surprising that Nigeria is one of the countries with the highest foreign direct investments in Nigeria.

Monthly returns on investment is an achievable goal for many people who seek the guaranteed cash flow can make the investments easier to track and manage. In addition, the returns can help shore up many financial obligations of the investor. Here are some investments that gets monthly returns on investment(ROI) in Nigeria.

1. Mutual Funds

There are a lot of investment and asset management companies in Nigeria that offer various types of mutual funds, including the ones that guarantees monthly dividend payouts. Some of the companies offering mutual funds services in Nigeria include Stanbic IBTC Asset Management (affiliated with Stanbic IBTC Bank), FBN Quest (affiliate of First Bank) and Investment One Financial Services (affiliate of GTBank).

Many of these companies also have options for one to take the dividend at the end of the agreed period or roll the dividend over into the investment, which grants a lot of flexibility. This is one of the safer investments with moderate returns as the funds are handled by trained personnel.

2. Food Business

Given the size of the population of Nigeria, its food industry is a fast-moving sector with a lot of cash flow. Thus there are many fast food restaurant franchises and local eateries (Buka) that are bursting at the seams and struggling to meet the demand. Investing in a local diner (Buka) or in the franchise of a popular fast food restaurant or in starting one’s own franchise can guarantee monthly (or even daily/weekly) returns on investment.

Jollof rice

3. Agriculture

Agriculture business can be very lucrative business in Nigeria, given its population and large arable land mass. Though commercial agriculture can be capital intensive, the Federal Government of Nigeria has continually granted subsidies and subventions to farmers in its continuing bid to diversify its revenue base. There is also renewed interest in the sector as a potential big foreign exchange earner via exports of both raw and processed goods.

These has led to increase in interests in the sector, with many companies doing various private placement for investors in order to pool enough money to engage in large-scale faming. Many of these, offer a lump sum dividend payment or in tranches.

An investor can invest with any of these companies after proper background check of the companies or with individual farmers with proven record of accomplishment in burgeoning subsectors of the Agriculture sector. Some of these thriving subsectors include poultry production, fish farming, rice cultivation, cassava farming and processing, etc.

4. Transportation

One of the sectors with high daily transactions is the transportation sector, thus availing a talented investor opportunity of taking his or her dividends at any stipulated period desired, daily, weekly, monthly or yearly. One opportunity lies in the various ride-hailing platforms including, SafeBoda, Uber or Taxify.

One can purchase the vehicle of interest, register it on these platforms, and get a driver to manage it. Alternatively, an investor can give these vehicles out to drivers on hire-purchase/Installment payment backed by contract with the rider. This second option is especially appealing to an investor who has small amount of money to invest, as these can work with tricycles (Keke Marwa) and motorcycles (Okada).

Another subsector of the transportation sector of Nigeria is the haulage sector. Haulage of goods is a lucrative venture in Nigeria given the underdeveloped nature of the country’s rail sector. Therefore, anyone with means of hauling goods will always be in demand either by the corporate sector, but also in more informal sectors like mining and construction.

5. Real Estate

The real estate sector is another investment opportunity for monthly returns on investment for the shrewd investor in Nigeria. With enough capital, an investor can purchase a property and lease or rent it out for monthly remunerations. An investor can also decide to build the rental property by him or herself.

This avail the investor with little capital opportunity to build lower-cost rental units e.g. single-room apartments. After purchase or building of the property, the investor can let the properties be managed by a professional real estate agent or company.


Speculations and investment in shares of publicly quoted companies can give monthly returns if done right. With the appropriate knowledge and using a certified stockbroker, the wise investor can reap monthly remunerations from dividend payments, shorts and trading possibilities.

Since dividends by various companies come at different times, the shrewd investor can target these payments in order to have them scheduled on a monthly basis.

7. Forex/Cryptocurrency

Arbitrage in foreign exchange and cryptocurrencies can get the sophisticated investor quick and significant returns at periods set by the investor. Given the renewed vigour in the cryptocurrency market since the start of the COVID-19 pandemic, any investor with the right skill and knowledge will make huge returns.


You may also like

Leave a Comment