Home FinancialBanks A Comprehensive Unity bank Review.

A Comprehensive Unity bank Review.

by Abbey
Unity Bank logo png

Unity bank background information

The history of Unity Bank can be traced back to year 2006. The bank came into existence as a result of merging nine banks.

Today, Unity Bank is well known for its competency corporate and retail banking, as well as investments.

Through constant committed to innovation and adding more value to its customers, Unity Bank has become one of the leading retail banks in Nigeria.

The bank has more than 205 business offices across the nation. It’s currently the eighth largest Nigerian banks with business locations.

Unity Bank offers varieties of financial services to its growing loyal customers – individuals, firms, and the general public.

The growth of the nation’s economy has been enhanced via the bank’s commitment to supporting both Agribusinesses and SMEs. This even made the bank a choice bank – its long term vision.

The head office of Unity Bank is currently in Lagos State – Plot 42, Ahmed Onibudo Street, Victoria Island.

Unity bank transfer code

The Unity Bank mobile banking is easy to use. There are alot you can do with the code.

To activate before using, simply dial *7799# on your mobile phone. Make sure to use the phone number you used while creating an account with Unity Bank. Follow the guide that appears on your phone’s screen.

While you are still registering for the service, you will need to input your account number. Also you will create a PIN (4-digit number) – this will be used to confirm all transactions.

Some digital in your ATM card might be requested, so you can also get it ready before you start.

Once you have registered, you can begin using it to transfer money to anyone without going to the bank. You can also use it to pay bills.

Use the codes below to transfer money and airtime using the Unity Bank’s mobile banking:

  • If you need to transfer money to another Unity Bank account, dial *7799*1*Account No*Amount#.
  • For other banks (First bank, Gtbank, Ecobank etc), dail *7799*2*Account No*Amount#.
  • Do you want to load airtime for your friend or family member? Simply dial *7799*PhoneNumber*Amount#. For example, to send N500 airtime to a friend with phone number (07063528145), dial *7799*07063528145*500#.

Note: Always use the phone number you used while opening an account with Unity Bank. Any other phone number won’t work.

Unity bank nigeria

Unity Bank is also called Unity Bank plc. It is one of the best commercial banks in Nigeria that cater for the mass. It supports small business owners as well as the development of agriculture in the country.

The name of the bank’s CEO is Oluwatomi Somefun – who has been in the position from the 11th of August, 2015 till date.

Unity Bank maintains its headquarters in Lagos State, Nigeria.

Since the bank was founded in 2006, it is often committed to the needs of its customers – individuals, firms, and the macro economy at large.

As at 2012, Unity bank more than 2,100 employees.

Unity bank ussd code

The short USSD code service for Unity bank is easy to use.

The service makes transactions easier for its customers. Banking services are accessible via their mobile phones – it works well with all the telecommunication service providers in Nigeria.

For a start, just dial *7799# on your phone.

As you can see, the short code is has four digits. Yes, Unity bank is the first to introduce it to the banking arena.

Kindly use these codes to make transaction from Unity bank:

  • If you want to send money to another Unity Bank, dial *7799*1*account no*amount#.
  • For other banks, dial *7799*2*account no*amount#.
  • To buy airtime for your own use, dail *7799*AMOUNT#.
  • To recharge airtime for others, dial *7799*Phoneno*amount#.
  • For account balance checking, dial *7799*0#.
  • For your BVN Verification, simply dial *7799*5#.
  • To block account, dial *7799*9*phone number#.

Unity Bank plc. Money matters.

Unity bank plc has been committed to providing banking solutions. It has a full range of solutions tailored to meet the financial needs of its customers. It is a community-oriented bank.

As at year 2012, the total assets of Unity bank is up to $2.45 billion. That’s more than N400 billion. Also in the same year, It’s revenue after tax is $38.7 million – that’s N6.2 billion.

The products offered by Unity include mortgages, credit cards, investments, loans, savings.

The Chairman of Unity Bank is Thomas. Its Managing Director is Tomi Somefun.

The bank has hundreds of branches all over Nigeria, making it the seventh largest bank with branch network.

Unity Bank logo png

Unity Bank logo png

Unity Bank head office

Here is the address of Unity Bank’s head office.

Unity Bank Plc,

Plot 42, Ahmed Onibudo Street,

Victoria Island,

Lagos State,


Unity bank customer care

If you have inquiries or complaints about any of the financial services offered by Unity bank, you can get in touch with its customer care.

Emails:  we_care@unitybankng.com or customercare@unitybankng.com.

Phone numbers: +2347080 666030, +2347057323226, +2347080666000, or +2347057323227.

Transfer code for unity bank

The transfer code for Unity Bank has four digits.

With it, you can transfer money from your Unity Bank account to another Unity Bank account holder. Also, you can use it to transfer money to any other banks in Nigeria.

That’s not all, you can use this code to pay bills – without leaving the comfort of your home.

To get started, dial *7799# on your mobile phone.

Do you want to transfer money to a owner of Unity Bank account? Just dial *7799*1*account no*amount#.

To transfer money to other banks, use this code: *7799*2*account no*amount#.

If you want to load your phone with airtime, dial *7799*AMOUNT#

To buy airtime for others, dial *7799*Phoneno*amount#.

Unity bank internet banking

Unity Bank’s internet banking platform is secured. It was built with ultramodern technical that enables customers have unlimited access to their accounts. It simply makes banking easy and fast. A customer can do a lot with it anywhere, anytime.

With it, customers can pay bills, do multiple transfers, manage accounts, and many more.

Here are some benefits of using the internet banking by Unity Bank:

  • It updates customers on the bank’s new products and services – without having a need to visit the bank.
  • It is easy to use. A mobile app was created to make it easy for use.
  • Customers can have easy access to their accounts and the bank’s information.
  • All kinds of banking transactions (especially money transfers, payment of bills, purchase of airtime, and many more) can be done successfully from anywhere.

Unity bank online

Unity bank online was designed to make its customers’ banking experience easier, faster, and more convenient – virtually, from anywhere. Location is not a barrier.

All you need to do is login to your account online and manage it or attend to other transaction(s) you need to get done.

Pay your bills, recharge your sim card with airtime, make that transfer, it’s now easier and faster. The platform is user friendly.

To get started, simply visit Unity Bank’s official website: https://www.unitybank.com.


  • Abbey

    Abbey Johnson has a Masters degree as an engineer and has over 3 years of teaching and research experience. He is happiest when on a bike and is also interested in electric energy and computer Science.

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