Home FinancialAudit & Fintech All you need to Know about ALAT

All you need to Know about ALAT

by Abbey
alat by wema bank

What is ALAT?

 ALAT is the first fully digital bank in Nigeria. Read more to learn about this system of banking.

How ALAT relates to WEMA bank

 ALAT has been a game-changer as regards to the traditional operation of banking. Launched in May 2017 by Wema Bank Plc, ALAT was designed to meet the demand for digital banking, concerning the value of money, time, and responsiveness.

This innovation helps the bank solve the stress of long queues in the banking halls, including ATMs. It has reduced intense paperwork the customers had to face.

Their website

If you need to make more inquiries on ALAT, you can always visit its official website here: http://www.alat.ng/

Other general information

ALAT was built on values of reliability, convenience, and simplicity. So far, digital banking has been well adopted by millennials in Nigeria. In its first year of launching, ALAT had over 251,000 customers. This led to over N1.6 billion in total deposits. The figure keeps growing.

How do you login to ALAT?

To open a savings account with ALAT is a straightforward and fast process.

All you need are your BVN, phone number, and email address to start with.

If you have registered for an ALAT account via its mobile app, just login with your details.

You can also log in through the official website at http://online.alat.ng.

How can ALAT help your business?

The ALAT was designed to have business people in mind. So what will you benefit from this innovation as a businessperson? Read below.

  • It makes it easy for you to pay bills and receive payment.
  • You can create multiple accounts for your businesses.
  • There are no hidden charges.
  • You can make a money transfer of more than N100 million.
  • You can enjoy bulk transfer at the same time.

For more inquiries, please send an email to help@alat.ng.

How do you open an ALAT account?

There are two ways you can open an ALAT account – either in the bank or online. Do you want to open an account without visiting any bank? From your mobile phone, you can do just that.

You can download ALAT from either the Google Play Store or Apple App Store.

When you have downloaded the app and installed it, open it.

Now, you can proceed to sign up with your BVN and your phone number.

How can you obtain an ALAT loan?

Getting a loan with ALAT is quite simple. Once you login to your account and click on ‘Loans’.

Remember, for you to get any loan from ALAT, first upgrade your account. You can do this by uploading a photo of your ID card (voter card, driver’s license, international passport or national ID card) plus a photo of an utility bill. Add your contact address to your profile.

Also, there will be credit evaluation and checks. When your request is granted, there will be a duration for repayment. Interests are applicable based on your current risk score..

How can I get or download the ALAT app?

You can download the ALAT app from Google Play Store or App Store.

To download it from Google Play Store, please click here. When you are done downloading and installing this app on your Android phone, open it, and start using it.

If you use an iPhone, you can download the ALAT app from Apple App Store. Kindly download it here, ALAT app.

How to contact the ALAT customer care

Do you have any inquiry or complaint you wish ALAT address? Don’t worry; there is the good customer support that comes with this service. You can contact the ALAT customer care at any time of the day.

Call +234-8039003700. You can also send a text message to 07051112111. If you wish to send an email, send it to: purpleconnect@wemaba­nk.com.

ALAT Nairaland

ALAT has a core value of providing reliability, simplicity, and convenience. This digital banking platform is set to help you automatic your savings. It enables you to pay bills faster. As a customer, you can get a free debit card from ALAT for more flexible transactions.

ALAT allows you to activate, lock, or unlock your account right from your phone to use in any location in Nigeria.

Also, this digital banking platform rewards you with cash anytime you refer a friend or family to open and fund an ALAT account. Remember, you are doing all this – from your mobile phone. You check one of numerous nairaland threads on ALAT right here.


Have you ever experienced a bad internet connection when you want to do a bank transfer online? It feels bad, right? Yes, it’s so awkward.

On such days, the best option is to use the *945# USSD (Unstructured Supplementary Service Data) service from your mobile phone. With this code, you can pay bills, send money, buy airtime, and other petty transactions.

Do you want to use this USSD code for your ALAT account? It’s simple. Just dial *945*100# on your phone. This code connects you to your account.

ALAT logo (png/jpeg)

alat by wema bank


  • Abbey

    Abbey Johnson has a Masters degree as an engineer and has over 3 years of teaching and research experience. He is happiest when on a bike and is also interested in electric energy and computer Science.

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